What First Time Pearl River and New City Homebuyers Aren’t Told Part 2

Part 2: What First Time Pearl River and New City Homebuyers Aren’t Told

Call Marcella 845 544 4026 or email me at riggsmarcella@gmail.com or check out marcellariggs.com for more information

Of all the things first time homebuyers in Pearl River and New City are told, some that turn out to be pretty important are too often overlooked. Here are four items first time homebuyers will find useful to know: What First Time Pearl River and New City Homebuyers Aren’t Told

4.      Remodeling costs more than you think

You’ve found a fixer: your energy is to be applauded. But before you write that offer, if you are one of our Pearl River and New City first-time homebuyers, be certain to have penciled out the bottom line cost of bringing the home up to the standard you require to be move-in ready. You may well be able to live with some items that you will fix over time, but in all areas, budget 20% more than your estimate.   What First Time Pearl River and New City Homebuyers Aren’t Told

5.      What matters is what the bank’s appraiser thinks the house is worth

Getting a loan approved isn’t as simple as having great credit and a down payment. Your offer also has to pass the bank’s approval process before they will okay the loan. What First Time Pearl River and New City Homebuyers Aren’t Told

6. Getting inspected doesn’t mean there won’t be problems

Should you skip the inspection process? Absolutely not. You need to know if the home is structurally sound. But owning a home involves continuing expenses -- and problems can pop up even on Day One of ownership. Make sure you have funds set aside. What First Time Pearl River and New City Homebuyers Aren’t Told

7. Buying your first house can be stressful…really stressful!

One of the absolute best pieces of advice I can give is to relax — expect the unexpected! Buying your first house is scary only if you allow it to be. Since it is all but certain that there will be ups and downs, allow the possibility that may not get any particular house. Veteran homebuyers come to understand the cost of overly emotional involvement — when you do, too, you will be better able to roll with the punches…and to make financially sound decisions.Click here for for helpful hints!

If you missed the first three items in my list, check back to Part 1 – or just call me! I’ll fill you in on everything Pearl River and New City first time homebuyers need to know. Call Marcella 845 544 4026 or email me at riggsmarcella@gmail.com or check out marcellariggs.com for more information