Taking the Leap
from Tenant to New City Homeowner
Marcellariggs.com
845 544 4026
riggsmarcella@gmail.com
Each day, any number of tenants see the perfect New City
house for sale, yet fail to go ahead and investigate further. Making the move
from tenant to homeowner is, after all, one of life’s major decisions — so no
matter how perfect such a find might be, making the leap can seem
daunting. Taking the Leap from Tenant to
New City Homeowner
According to the Rental Protection Agency, by last week
there were more than 107,000,000 renters in the US — a number that increases by
2,600 a day. In other words, if you are a little unsure about snapping up even
the most perfect New City house for sale, you are hardly alone. Still, there is
that nagging suspicion that homeownership brings substantial financial
advantages to some people… Taking the Leap from Tenant to New City Homeowner
Fortunately, there are concrete indicators that when a New
City house for sale looks like a good fit for your family, it will be a good
fit for your financial future, too. As a rule, if you qualify for a mortgage,
you stand to benefit from homeownership, too. Taking the Leap from Tenant to New
City Homeowner
One of the main reasons people don’t take advantage of an
otherwise ideal house for sale has to do with their credit history. Qualifying takes a credit rating that pencils out
to merit a mortgage with beneficial terms. Taking the Leap from Tenant to New City
Homeowner
If you have savings
that are substantial enough to serve as a down payment (generally
somewhere between the FHA’s 3.5% to as much as 20%), you have an important leg
up. Taking the Leap from Tenant to New City Homeowner
Importantly, in the big picture, you need to gauge your
overall financial stability. No
one can see 100% into the future, but even if a New City house for sale is a
great value and ideal for you, unless in your income has been steady for at
least two years, you probably should wait (and most lenders would agree). Taking
the Leap from Tenant to New City Homeowner
With good credit,
savings for a down payment, and a steady income, you are likely to belong to
the group which sees substantial long term benefits from homeownership. If you
find a New City house for sale that seems well suited to your needs, here’s an undaunting first step: call me
today to help get you pre-qualified! Call me, Marcella, on 845 544 4026 or
email your questions to riggsmarcella@gmail.com
or click here to see what’s available on the market today!
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